The IIC loan to Banco de Finanzas will be used to finance medium- or long-term operations carried out by small and medium-size companies in the agricultural, industrial, trade, and service sectors. Based on Banco de Finanzas’ experience, it is estimated that the loans to be made with proceeds from the IIC loan will range between $1,000 and $150,000, with an average of $100,000. It is also expected that operations will cover the entire Republic of Nicaragua and that fifty small and mediumsize Nicaraguan companies will benefit from this transaction. This operation will provide Banco de Finanzas with long-term funding for onlending to small and medium-size companies in Nicaragua under terms that usually are not available on the market. In Nicaragua, such companies have limited access to mediumterm and, especially, long-term funding. It is expected that this operation will have a demonstration effect that will encourage other financial institutions to focus on small and medium-size companies and provide more services to them.